about us
With over 20 years of experience in property investment and hard money lending, YDL is a trusted source of fast and flexible financing for real estate investors. We pride ourselves on quick loan processing and personalized service to meet the unique needs of each client. Our commitment to building long-term relationships ensures your continued success.
Fast Lending Decisions
Funding Within 7 Days
Professional and Experienced Staff
State of the art Management Systems
Are you a broker interested to work with us?
lending
Why Borrowers Like Us
We can fund within 7 days
We can make in-principle decisions within 48 hours of requested information being provided, and can fund within 7 days! Our quick approval process will help secure the funding you need to move forward without delay
No experience required
Flipping experience is preferred, but not required. Risk guidance is available for inexperienced borrowers
No early payoff penalties
Managing your project well should not lead to penalties. We therefore won't penalize you for paying off the loan before the maturity date
Competitive rates
Our rates are based on your creditworthiness and experience. More competitive rates are offered for experienced borrowers
Personalised service
You will work directly with one of our professional and trusted representatives and you are guaranteed personalized attention throughout the process
Transparent and upfront fees
We have a clear and transparent fee structure, so there are no unpleasant surprises down the line. A better understanding of the true cost of the loan helps you make informed decisions upfront
Attractive proposition for brokers
Speed of application
We have an easy and streamlined application process and rapid pre-approval. Our quick approval process helps your clients get their funding faster
We value integrity
We focus on building long-term relationships. That's why you'll find us communicating honestly and transparently throughout the lending process
Professional staff and systems
Our experienced and knowledgeable staff work hard to provide a positive experience for everyone. We are backed by excellent and professional systems that help streamline the process
Please call me back, I'm interested to work with you
Speak to YDL for expert guidance today
rates & terms
Types of loans we offer
- Fix and Flip
- Fix and Hold (Refi by other lenders)
- Wholesale
- Transactional (“Double-closings”)
Loan amounts offered
- $50,000 – $500,000
Loan origination costs
- 3% – 6% of loan amount
Interest rates
Starting interest rates:
- 12% for inexperienced borrowers
- Rates for experienced borrowers based on track record
Credit score guidelines
- 680 for 1st time borrowers
- 575 for experienced borrowers
But, each deal will be assessed on its merits so please still apply even if you have a lower score
Do you want to refer a hard money broker?
deal showcase
Are you a hard money broker interested to work with us?
faq
Email us on info@ydlpropertyinvestments.com or call us on (404) 448 1556
Single-family and Multi-family houses
- Borrower Identification
- Signed Sales contract
- Appraisal (“As is” and ARV)
- Signed Borrower Credit Application Form
- Description of deal
- Proof of credit score
- 3 month’s bank statements
- 2 year’s tax returns
- Certificate of Organization/Articles of Incorporation
- Company Operating Agreement or Resolution showing individual has authority to bind
- Rehab Estimate from Contractor
Are you are a hard money broker looking for a reliable lending partner?
contact us
Please let us know if you have a question or would like further information or assistance?
contact details