Deal Showcase For Investor Partners

SW Marietta, GA 30060

This big 3 bedroom, 2.5 bath, 2 garage, home has a very accommodating 1,626 square feet, with a great layout. It is located at the end of a quiet cul-de-sac in a subdivision. Sturdy construction. Only a short drive from Smyrna Village, Marietta Square, and SunTrust Park. Our borrower bought this tenanted property – with a monthly rental of $1,100 pm – for $98,000. The market rental is $1,400. YDL granted a loan of $88,200. The borrower cleaned the property out and resold it within 21 days for $129,000. YDL’s mortgage backed return over this period was 5%. The gross annualised return was 84%.

This $88,200 mortgage backed loan returned 5% in just 21 days

Loan Type Wholesale
Loan amount $88,200
Loan duration (Months) 0.7
Origination points 4%
Interest rate 12%
Gross return over loan period 5%
Gross annualised return 84%

Stone Mountain, GA 30083

YDL’s borrower bought this 4 sided brick 3 bedroom ranch with a full basement and a screened in porch and garage, situated near Stone Mountain Park, for $45,000. YDL obtained a Broker Price Opinion, which valued the property at $75,000. On this basis, YDL lent $40,000 to the borrower in order to buy the property, and the borrower paid all closing costs. The loan was secured by means of a first lien (mortgage) over the property. The borrower cleaned the property out, tidied the garden, and sold the property to an investor for $74,000. The whole transaction – from closing to closing – took only 24 days! The gross return over this period was 8%, and the gross annualised return was 123%.

The gross return on this $40,000 loan was 8%...
Over a period of just 24 days!

Loan Type Wholesale
Loan amount $40,000
Loan duration (Months) 0.8
Origination points 7.5%
Interest rate 12%
Gross return over loan period 8%
Gross annualised return 123%

SW Atlanta, GA 30311

Our borrower turned this property from a 2 bed 1 bath, 1,108 sq.ft home into a 3 bed 2 bath home by having added approximately 500 sq.ft. YDL’s loan was for $133,508, of which $82,000 was retained to fund the rehab (payments were made based on progress). The loan was secured by a first lien against the property, personal guarantees by the borrower, and the retention of the rehab loan amount. The project took just under 6 months, and the borrower sold the property for $207,500. YDL’s gross annualised return was 20%.

This $133,508 loan was backed by a first-lien and personal sureties.
Its gross annualised return was 20%.

Loan TypeRehab
Loan amount$133,508
Loan duration (Months)5.6
Origination points4%
Interest rate12%
Gross return over loan period10%
Gross annualised return20%